Insurance operations platform
AI OS for InsuranceThe operating system for insurers.
One AI platform for the policy lifecycle, claims that process themselves, underwriting copilots grounded in your book, real-time fraud detection, and servicing automation. Built for carriers, MGAs, and TPAs that compete on cycle time and loss ratio.
- 4x
- faster claims cycle
- real-time
- fraud detection & triage
- 100%
- decisions audit-logged
- 3 wks
- to first workflow live
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One intelligent layer over your whole operation.
Insurance runs on documents, judgment, and speed, and most of the industry is slow at all three. Claims sit in queues, underwriters re-read the same submissions, and fraud is found months after payment. AI OS for Insurance puts one intelligent layer over the whole policy lifecycle.
Routine claims process straight through, with human review exactly where your rules and confidence thresholds require it. Underwriters get a copilot grounded in your book, appetite, and guidelines that assembles the risk picture from the submission. Fraud is scored and triaged in real time, before payment, not after.
Actuarial teams get modeling support on your own data, and policy servicing and renewals run automatically with full audit trails on every decision. It deploys in your environment, you own it, and every action is logged for regulators.
Not a brochure. The actual product.
Scroll through the workflows your team will use every day, the screens move with you.
Routine claims settle themselves
Claims validated, adjudicated, and settled automatically, with human review exactly where your rules require it.
Auto glass · #C-4410
Water damage · #C-4415
Injury · adjuster assigned
Total loss · docs in
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Scored at intake, caught before payment
Every claim scored for fraud signals in real time and triaged by severity, so investigators work the cases that matter.
Start from the risk picture, not the PDF
Submissions read, risks summarized, and appetite checked against your book and guidelines in minutes.
A 4x faster claims cycle, fully logged
First notice of loss to settlement, measured against a clear baseline, with every decision explainable and audit-logged.
Auto glass · #C-4410
Water damage · #C-4415
Injury · adjuster assigned
Total loss · docs in
Auto glass · paid in 4h
Everything, on one shared core.
Each capability runs on the same architecture, so they work together out of the box and your team owns all of it.
Straight-through claims
Routine claims validated, adjudicated, and settled automatically, with human review triggered by your rules and confidence thresholds.
Underwriting copilots
Submissions read, risks summarized, and appetite checked against your book and guidelines, underwriters start from the answer, not the PDF.
Real-time fraud detection
Every claim scored for fraud signals at intake and triaged by severity, so investigators focus on the cases that matter.
Actuarial modeling support
Modeling and analysis support grounded in your own loss and exposure data, faster answers for pricing and reserving.
Servicing & renewals automation
Policy changes, documents, and renewals handled automatically, with clean handoffs to humans for anything non-standard.
Human review by design
Anything below your confidence threshold routes to an adjuster or underwriter automatically, with the full context attached.
Live in weeks, compounding from there.
Connect your systems
We integrate with the tools you already run, then map your data into domain-shaped models, no rip-and-replace.
Ground the AI in your world
Your documents, records, and rules become the context. Answers and actions are grounded in your operation, not the open internet.
Ship the first workflow
We launch a high-value workflow in weeks, with human review where confidence is low, and measure the result against a clear baseline.
Compound from there
Each workflow shares the same core, so every system you add makes the next one faster, and your team owns all of it.
Results you can measure.
Faster claims cycle
first notice of loss to settlement
Fraud caught pre-payment
scored and triaged at intake
Saved per underwriter / week
on submission review and data entry
Built around how you actually work.
Carriers & TPAs
Claims transformation
Move routine claims to straight-through processing and cut cycle time while keeping adjusters on the complex cases.
Carriers & MGAs
Underwriting desk
Triage submissions in minutes with a copilot grounded in your appetite, book, and guidelines.
Special investigation units
Fraud & SIU
Score every claim in real time and hand investigators a triaged queue with the evidence assembled.
Works with your stack
Frequently asked.
You define the rules and confidence thresholds. Claims that meet them settle automatically; everything else routes to an adjuster with the full context, and every decision is logged.
See AI OS for Insurance on your book
Book a working session and we'll map AI OS for Insurance to your operation, then ship the first workflow in weeks.